Truck Insurance

Truck Insurance Brokers

Cover Options for Truck & Equipment Owners, Operators & Transport Businesses

Truck and transport businesses can have very different insurance needs depending on the vehicles used, goods carried, radius of operation, drivers, contracts and depot arrangements.
At Ruyi Insurance Advisors, we help compare truck insurance options across the market and assist with cover for commercial motor, public liability, goods in transit and other business insurance needs.

Get A Free Quote

Commercial Motor

Cover for trucks, prime movers, trailers, plant equipment and other commercial vehicles.

Public Liability

Protection for third-party injury or property damage claims.

Goods & Transport Risks

Options for goods/marine transit, carriers liability, down-time and transport-related exposures.

Fast

Efficient quote process

Checked

We review the fine print

Network

Access to all major Insurers & underwriting agencies

24/7

Claims support

Get Covered in 3 Simple Steps

No cost to review or quote. You only pay once you choose to proceed with, no hidden fees.

Tell Us About Your Business

We complete a fact find to understand your business, risks, objectives and insurance needs.

We Search the Market

We compare options from our insurer network of over 100 insurers and underwriting agencies to help find suitable cover at a competitive price.

Receive Your Documents

Once you are happy to proceed, we arrange cover and provide your insurance documents.

Our Expertise

Commercial Vehicles We Can Help Insure

Light Commercial Vehicles
Utes, vans, dual cabs, delivery vehicles and service vehicles.

Rigid Trucks
Pantech trucks, refrigerated trucks, flatbed trucks, curtain siders and tray trucks.

Heavy Transport Vehicles
Prime movers, semi-trailers, B-doubles and heavy haulage vehicles.

Mobile Plant & Equipment
Excavators, loaders, bobcats, forklifts, cranes and earthmoving equipment.

Specialised Trucks
Tippers, car carriers, crane trucks and concrete agitators.

Trade & Service Vehicles
Mobile mechanics, electricians, plumbers, builders.

Fleet Vehicles
Multiple commercial vehicles under one insurance program.

Speak to a Broker

0458 418 776

Get A Quote

First & Last Name

This field is required.

Phone Number

This field is required.

By submitting this form, you acknowledge that you have read our Financial Services Guide, Terms of Engagement and Privacy Policy.

More Truck & Commercial Vehicle Insurance Types

We can help arrange insurance options for trucks, trailers and commercial vehicles, subject to insurer appetite and underwriting criteria.

Truck Insurance
Commercial Truck Insurance
Commercial Vehicle Insurance
Heavy Vehicle Insurance
Light Commercial Vehicle Insurance
Business Vehicle Insurance
Work Vehicle Insurance
Company Vehicle Insurance
Commercial Motor Insurance
Single Truck Insurance
Owner Driver Truck Insurance
Small Fleet Truck Insurance
Fleet Vehicle Insurance
Transport Operator Insurance
Freight Operator Insurance
Logistics Business Insurance
Courier Vehicle Insurance
Delivery Vehicle Insurance
Trade Vehicle Insurance
Contractor Vehicle Insurance
Rigid Truck Insurance
Prime Mover Insurance
Semi Trailer Insurance
B-Double Insurance
Road Train Insurance
Heavy Haulage Insurance
Tipper Truck Insurance
Tow Truck Insurance
Pantech Truck Insurance
Refrigerated Truck Insurance
Fridge Truck Insurance
Flatbed Truck Insurance
Curtain Sider Truck Insurance
Tray Truck Insurance
Crane Truck Insurance
Car Carrier Insurance
Concrete Agitator Insurance
Concrete Mixer Truck Insurance
Tanker Truck Insurance
Water Cart Truck Insurance
Garbage Truck Insurance
Waste Truck Insurance
Skip Bin Truck Insurance
Hook Lift Truck Insurance
Tilt Tray Truck Insurance
Livestock Truck Insurance
Trailer Insurance
Plant Trailer Insurance
Machinery Trailer Insurance
Low Loader Insurance
Drop Deck Trailer Insurance
Extendable Trailer Insurance
Curtainside Trailer Insurance
Refrigerated Trailer Insurance
Van Insurance
Commercial Van Insurance
Delivery Van Insurance
Courier Van Insurance
Work Van Insurance
Trade Van Insurance
Ute Insurance
Commercial Ute Insurance
Dual Cab Ute Insurance
Single Cab Ute Insurance
Utility Vehicle Insurance
4WD Commercial Vehicle Insurance
Goods in Transit Insurance
Transit Insurance
Cargo Insurance
Freight Insurance
Public Liability Insurance
Transport Liability Insurance
Carrier Liability Insurance
Downtime Insurance
Truck Downtime Insurance
Tools Insurance
Equipment Insurance
Business Package Insurance
Isuzu Truck Insurance
Hino Truck Insurance
Fuso Truck Insurance
Mitsubishi Fuso Truck Insurance
UD Truck Insurance
Volvo Truck Insurance
Scania Truck Insurance
Kenworth Truck Insurance
Mack Truck Insurance
DAF Truck Insurance
Iveco Truck Insurance
MAN Truck Insurance
Mercedes-Benz Truck Insurance
Freightliner Truck Insurance
Western Star Truck Insurance
International Truck Insurance
Ford Transit Insurance
Toyota HiAce Insurance
Volkswagen Crafter Insurance
LDV Van Insurance
Renault Master Insurance
Iveco Daily Insurance

Frequently Asked Questions

Why is it important to use an insurance broker?

A broker can help review the fine print, policy conditions and exclusions to check that your disclosed business activities are properly considered by the insurer.

Is goods in transit automatically included?

Not always. Goods in transit is often separate and should be reviewed if you carry freight, stock, tools or customer goods.

Can downtime cover be included?

Downtime cover may be available to help protect income if your truck is off the road after an insured claim.

Do I need public liability as well?

Many transport businesses need public liability where they attend client sites, depots, loading areas or commercial premises.

Can you compare different truck insurance markets?

Yes, we can approach suitable insurers and underwriting agencies to compare available options, pricing, excesses and conditions.

What information do you need for a quote?

Usually vehicle details, business activities, driver details, claims history, garaging location, finance details and any contract requirements.

Can I insure my truck for agreed value or market value?

Depending on the insurer and vehicle type, options may include agreed value, market value or sum insured. We can help explain the difference before you choose.

Can you help if my truck is financed?

Yes, we can arrange the certificate of currency to note the financier as an interested party where required by the lender..

Claim Scenarios:

Damage to someone else’s property

Your truck damages a third-party vehicle, roller door, fence or loading dock. Third party property damage cover may respond.

Truck off the road after a claim

Your truck cannot operate after an insured accident. Downtime cover may help with loss of income if selected.

Goods damaged during transport

Freight or customer goods are damaged while being transported. Goods in transit or carrier liability cover may be relevant.

Undisclosed Driver History

A driver has an accident, but the insurer later finds undisclosed prior claims or licence issues. This may delay, reduce, or even affect the claim outcome.

Tip: Always provide accurate claims history, driver details and declarations upfront so cover can respond properly when needed.

Windscreen or glass damage

A truck windscreen is cracked by road debris. Cover may be available depending on the motor policy selected.

Theft of tools or equipment

Tools or equipment are stolen from the vehicle. This may require tools, equipment or general property cover.

Public liability incident at a site

A customer or third party alleges injury or property damage caused by your business activities. Public liability cover may respond.

Loading accident during delivery

While unloading, goods or equipment cause damage to a customer’s property. Public liability or transit-related cover may be relevant depending on the circumstances.