Truck Insurance

Truck Insurance Brokers

Cover Options for Truck & Equipment Owners, Operators & Transport Businesses

Truck and transport businesses can have very different insurance needs depending on the vehicles used, goods carried, radius of operation, drivers, contracts and depot arrangements.
At Ruyi Insurance Advisors, we help compare truck insurance options across the market and assist with cover for commercial motor, public liability, goods in transit and other business insurance needs.

Commercial Motor

Cover for trucks, prime movers, trailers, plant equipment and other commercial vehicles.

Public Liability

Protection for third-party injury or property damage claims.

Goods & Transport Risks

Options for goods/marine transit, carriers liability, down-time and transport-related exposures.

Fast

Efficient quote process

Checked

We review the fine print

Network

Access to all major Insurers & underwriting agencies

24/7

Claims support

Get Covered in 3 Simple Steps

No cost to review or quote. You only pay once you choose to proceed with, no hidden fees.

mobile icon white on black

We complete a fact find to understand your business, risks, objectives and insurance needs.

magnifying glass icon.svg

We compare options from our insurer network of over 100 insurers and underwriting agencies to help find suitable cover at a competitive price.

mail 213

Once you are happy to proceed, we arrange cover and provide your insurance documents.

Our Expertise

Commercial Vehicles We Can Help Insure

Light Commercial Vehicles
Utes, vans, dual cabs, delivery vehicles and service vehicles.

Rigid Trucks
Pantech trucks, refrigerated trucks, flatbed trucks, curtain siders and tray trucks.

Heavy Transport Vehicles
Prime movers, semi-trailers, B-doubles and heavy haulage vehicles.

Mobile Plant & Equipment
Excavators, loaders, bobcats, forklifts, cranes and earthmoving equipment.

Specialised Trucks
Tippers, car carriers, crane trucks and concrete agitators.

Trade & Service Vehicles
Mobile mechanics, electricians, plumbers, builders.

Fleet Vehicles
Multiple commercial vehicles under one insurance program.

Get A Quote

This field is required.
This field is required.
Truck Insurance Covers
This field is required.

By submitting this form, you acknowledge that you have read our Financial Services Guide, Terms of Engagement and Privacy Policy.

More Truck & Commercial Vehicle Insurance Types

We can help arrange insurance options for trucks, trailers and commercial vehicles, subject to insurer appetite and underwriting criteria.

  • Truck Insurance
  • Commercial Truck Insurance
  • Commercial Vehicle Insurance
  • Heavy Vehicle Insurance
  • Light Commercial Vehicle Insurance
  • Business Vehicle Insurance
  • Work Vehicle Insurance
  • Company Vehicle Insurance
  • Commercial Motor Insurance
  • Single Truck Insurance
  • Owner Driver Truck Insurance
  • Small Fleet Truck Insurance
  • Fleet Vehicle Insurance
  • Transport Operator Insurance
  • Freight Operator Insurance
  • Logistics Business Insurance
  • Courier Vehicle Insurance
  • Delivery Vehicle Insurance
  • Trade Vehicle Insurance
  • Contractor Vehicle Insurance
  • Rigid Truck Insurance
  • Prime Mover Insurance
  • Semi Trailer Insurance
  • B-Double Insurance
  • Road Train Insurance
  • Heavy Haulage Insurance
  • Tipper Truck Insurance
  • Tow Truck Insurance
  • Pantech Truck Insurance
  • Refrigerated Truck Insurance
  • Fridge Truck Insurance
  • Flatbed Truck Insurance
  • Curtain Sider Truck Insurance
  • Tray Truck Insurance
  • Crane Truck Insurance
  • Car Carrier Insurance
  • Concrete Agitator Insurance
  • Concrete Mixer Truck Insurance
  • Tanker Truck Insurance
  • Water Cart Truck Insurance
  • Garbage Truck Insurance
  • Waste Truck Insurance
  • Skip Bin Truck Insurance
  • Hook Lift Truck Insurance
  • Tilt Tray Truck Insurance
  • Livestock Truck Insurance
  • Trailer Insurance
  • Plant Trailer Insurance
  • Machinery Trailer Insurance
  • Low Loader Insurance
  • Drop Deck Trailer Insurance
  • Extendable Trailer Insurance
  • Curtainside Trailer Insurance
  • Refrigerated Trailer Insurance
  • Van Insurance
  • Commercial Van Insurance
  • Delivery Van Insurance
  • Courier Van Insurance
  • Work Van Insurance
  • Trade Van Insurance
  • Ute Insurance
  • Commercial Ute Insurance
  • Dual Cab Ute Insurance
  • Single Cab Ute Insurance
  • Utility Vehicle Insurance
  • 4WD Commercial Vehicle Insurance
  • Goods in Transit Insurance
  • Transit Insurance
  • Cargo Insurance
  • Freight Insurance
  • Public Liability Insurance
  • Transport Liability Insurance
  • Carrier Liability Insurance
  • Downtime Insurance
  • Truck Downtime Insurance
  • Tools Insurance
  • Equipment Insurance
  • Business Package Insurance
  • Isuzu Truck Insurance
  • Hino Truck Insurance
  • Fuso Truck Insurance
  • Mitsubishi Fuso Truck Insurance
  • UD Truck Insurance
  • Volvo Truck Insurance
  • Scania Truck Insurance
  • Kenworth Truck Insurance
  • Mack Truck Insurance
  • DAF Truck Insurance
  • Iveco Truck Insurance
  • MAN Truck Insurance
  • Mercedes-Benz Truck Insurance
  • Freightliner Truck Insurance
  • Western Star Truck Insurance
  • International Truck Insurance
  • Ford Transit Insurance
  • Toyota HiAce Insurance
  • Volkswagen Crafter Insurance
  • LDV Van Insurance
  • Renault Master Insurance
  • Iveco Daily Insurance

Frequently Asked Questions

Why is it important to use an insurance broker?

A broker can help review the fine print, policy conditions and exclusions to check that your disclosed business activities are properly considered by the insurer.

Is goods in transit automatically included?

Not always. Goods in transit is often separate and should be reviewed if you carry freight, stock, tools or customer goods.

Can downtime cover be included?

Downtime cover may be available to help protect income if your truck is off the road after an insured claim.

Do I need public liability as well?

Many transport businesses need public liability where they attend client sites, depots, loading areas or commercial premises.

Can you compare different truck insurance markets?

Yes, we can approach suitable insurers and underwriting agencies to compare available options, pricing, excesses and conditions.

What information do you need for a quote?

Usually vehicle details, business activities, driver details, claims history, garaging location, finance details and any contract requirements.

Can I insure my truck for agreed value or market value?

Depending on the insurer and vehicle type, options may include agreed value, market value or sum insured. We can help explain the difference before you choose.

Can you help if my truck is financed?

Yes, we can arrange the certificate of currency to note the financier as an interested party where required by the lender..

Claim Scenarios:

Damage to someone else’s property

Your truck damages a third-party vehicle, roller door, fence or loading dock. Third party property damage cover may respond.

Truck off the road after a claim

Your truck cannot operate after an insured accident. Downtime cover may help with loss of income if selected.

Goods damaged during transport

Freight or customer goods are damaged while being transported. Goods in transit or carrier liability cover may be relevant.

Undisclosed Driver History

A driver has an accident, but the insurer later finds undisclosed prior claims or licence issues. This may delay, reduce, or even affect the claim outcome.

Tip: Always provide accurate claims history, driver details and declarations upfront so cover can respond properly when needed.

Windscreen or glass damage

A truck windscreen is cracked by road debris. Cover may be available depending on the motor policy selected.

Theft of tools or equipment

Tools or equipment are stolen from the vehicle. This may require tools, equipment or general property cover.

Public liability incident at a site

A customer or third party alleges injury or property damage caused by your business activities. Public liability cover may respond.

Loading accident during delivery

While unloading, goods or equipment cause damage to a customer’s property. Public liability or transit-related cover may be relevant depending on the circumstances.